Vehicles, which encompasses a variety of forms such as motor cars, pick ups, buses, trucks, motor cycles, trailers and caravans (to name but a few), represent a considerable investment to individuals, companies and other bodies. Owners of such assets can be covered in respect of loss or damage to their vehicles through collision, overturning, theft, malicious damage and other perils, and also in respect of their legal liability for injuries or losses to third parties.