Miscellaneous Policies

MISCELLANEOUS POLICIES

All Risks	Laptops, Jewellery and Valuables, Works of Art, Paintings, Antiques		All Risks except Those Specifically excluded
Burglary	Stock in Shops, Warehouses		Loss or damage to property insured or any party thereof whilst within the declared premises by theft following upon actual forcible and violent entry into or exit from the premises or consequent upon assault violence or threats thereof, damage to specific premises falling to be borne by the insured which shall be due to such theft as stated in (a) Above or any attempt thereof.
Money	Money in Commercial Premises. Money in Transit.		Loss of money arising from a hold-up, robbery or any attempt thereof.
Fidelity Guarantee		Dishonesty of Employees		Dishonesty Of/ Theft by Employees of Money or Company Property in their care
Group/ Personal Accident		Individual, Family, Employees (for 24hrs anywhere in the world)		Death, Permanent Disability, Temporal Total Disablements, Medical Expenses, Funeral Expenses
Employer’s Liability		Legal Liability to Employees Whilst on duty		Accident, Occupational Diseases
Public Liability		Legal Liability To Third Parties Visiting Business Premises		Personal Injury or Property Damage